Renting Vs. Buying: What You Need to Know! By DLC Team   When it comes to the Canadian housing market, there are lots of options for where to live! From renting an apartment to owning a single-family home, it all comes down to where you see yourself living and what you can afford! The beauty […]

Refinancing Your Home. Published by DLC Marketing Team One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs. However, in some […]

Budgeting for the Holidays. by DLC Marketing Team   Be mindful with money this season! Along with holiday joy come holiday bills, to avoid a sleigh-size tab, plan ahead to save money and maximize the payoff. ORDER ONLINE Avoid getting stuck in the hustle and bustle of holiday shoppers by ordering gifts online from your laptop […]

Published by DLC Marketing Team There’s Always an Alternative. When it comes down to getting approved for a mortgage, there are a lot of factors and not everyone will qualify. So what are your options if the banks say “no”? When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be […]

August 10, 2021 Choosing Your Mortgage Broker. Published by DLC Marketing Team There is a little doubt that the biggest purchase of your life will be your home. When embarking on your homeownership journey, having the right support and information will make all the difference. Fortunately, a mortgage broker can help! With access to more […]

5 Approval Roadblocks. Published by DLC Marketing Team June 8, 2021 When in the process of buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, which was accepted, and you have […]

Ultimate Checklist for Selling Your Home. by FCT   Selling your home can be an extremely stressful experience. Between thinking about moving logistics and financials, it’s easy to miss the small details in between the process. With that in mind, we’ve built this checklist for selling your home to help you keep track of the […]

HOW TO VERIFY YOUR DOWN PAYMENT WHEN BUYING A HOME by Kelly Hudson Saving for a down payment is one of the biggest challenges facing people wanting to buy their first home. To fulfill the conditions of your mortgage approval, it’s all about what you can prove (hard to believe – but some people have […]

MORTGAGES 101 – WHAT YOU NEED TO KNOW ABOUT MORTGAGES By Kelly Hudson Mortgage [ˈmôrɡij] NOUN With a residential mortgage, a home buyer pledges his or her house to the bank. The bank has a claim on the house should the home buyer default on paying the mortgage. In the case of a foreclosure, the […]

6 THINGS ALL CO-SIGNORS SHOULD CONSIDER by Geoff Lee Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc. ) live out their dream of owning a home. In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and […]